Payment Methods at Online Casinos in New Zealand

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Online casino gaming has a lot to do with real money and that’s one reason why it’s important to choose your payment service wisely. On this page, you’ll find the gateway to the most popularly used casino banking options in New Zealand. By the end of our review, you would have a general idea of what each payment service is about.

Credit and Debit Cards

Unless you’re new in the online gambling milieu, you probably have noticed that bank cards are the most widely accepted payment method. Come to think of it, this makes sense. Per a report from the World Bank, over 90% of the entire population of New Zealand are holders of a bank account – bank accounts that are usually associated with a credit or debit card. This indicates how readily available these cards are for anyone desiring to play at real money online casinos. The most common bank cards you would come across are MasterCard, Visa, and Maestro.


Visa is probably the most trusted and most used bank card in New Zealand. It was founded in the 1950s and has since found its utility in everyday life for both online and offline payments. Visa exists as four different types of cards namely Credit, Debit, Prepaid, and Gift. The use of this bank card at online casinos is often accompanied by generous perks including deposit and reload bonuses.

Visa works for both withdrawals and deposits with its limits generally between 10 – 5,000 NZD. Deposits usually carry no charge while withdrawals can incur a fee of about 2%. When using Visa, if you have any issues that are out of the reach of the online casino, you can contact the Visa support team via call. This bank card uses 3-D security tools and a one-time password to secure each of your transactions.


Mastercard and Maestro are cards owned by Mastercard Inc which is a company that has been in the financial industry since 1966. This corporation is one of the top two largest banking processing companies in the world. Mastercard Inc issues three main card brands notably Mastercard, Maestro, and Cirrus. You can get a Mastercard either as a Debit, Credit, or Prepaid Card while Maestro mainly exists as a Debit Card.

Mastercard and Maestro can be used for casino deposits and withdrawals however, Mastercard is more popular at casinos. Payments via these cards typically range from 10 – 5,000 NZD per transaction, with withdrawals being completed within 1- 3 days. Generally, these bank cards are valid payment methods for new players who would like to get a casino bonus.

Pros and Cons Of Using Cards At Online Casinos

It’s no surprise that the benefits of using bank cards for online gaming outnumber the downside. This has a lot to do with the convenience, safety, rapidity, and processing limits offered by these cards. In all, some of the main pros and cons of playing with bank cards at real money sites include:

✅ Up to $6,000 per transaction❌ Withdrawal fees may apply
✅ Work for deposits and withdrawals❌ May spend more than intended with debit cards
✅ First deposits can be awarded a welcome bonus-
✅ Withdrawals are often completed within 1 – 3 days-
✅ Safe and secure payments-
✅ Bank cards are readily available-

Before we move on to discuss what other payment methods Kiwis can use, let’s take a moment to distinguish credit cards from debit cards. When gambling with a credit card, any money obtained via your card is a debt which you must settle at your bank sooner or later. On the other hand, the use of a debit card calls for money deductions from your bank account. In other words, you can only use a debit card when the funds are available.

Bank Transfers

Payments made directly from a bank account fall under this category. Bank transfers have been used for a very long time now and are still relied upon for many purchases in daily life. There is no need to own a bank card, all you must do is put in your bank account details each time you want to deposit or withdraw funds.

Bank transfer is a classic casino payment method often accepted for both deposits and withdrawals. One of the main benefits of opting for this method is that it can have very high processing limits of up to 20,000 NZD. Deposits via direct bank transfers are often completed within 1 to 24 hours while withdrawals could require up to eight days. Bank transfers are extremely safe because funds move directly from your bank to the casino and vice versa without the intervention of any third-party service.

e-Wallets and Prepaid Cards

The introduction of electronic wallets marked a remarkable advancement in the Fintech industry. These online wallets make it possible for you to carry money around without literally having any on you. Not only do they offer flexible payments, but they can be used with ease on mobile devices. The same goes for prepaid e-cards that work via a recharge system. These payment methods are widely used for online gaming in NZ although some may be restricted to deposits exclusively.


Of all e-wallets, Skrill is probably the most common. It was founded in 2001 and its current brand name replaces its name of origin Moneybookers. Skrill is mainly defined by its rapidity and compatibility with several other payment methods. The wallet supports more than 40 different currencies, and you just need your email address and PIN code for payment to be initiated. Skrill can be funded directly via a bank account, bank card, or other local payment methods like POLi. By becoming a VIP Skrill user, you can enjoy higher payment limits and lower fees.

Skrill works for casino deposits and withdrawals. Its average limits range from $10 - $10,000 for deposits and $20 - $10,000 for payouts. An added advantage of this service is that it is available as a mobile app for Android and Apple mobiles. When using Skrill, a fee of up to 5% may be incurred by crediting your Skrill account while withdrawals may be charged up to 7.5%. Also, note that some casinos may decide not to associate a welcome bonus with deposits made via Skrill.


Neteller is about everything that Skrill is, and you can be sure to find it at any online casino that accepts Skrill. This electronic wallet was founded in 1999 and is owned by Paysafe Group. It represents financial freedom in the management of your money. You can recharge your Neteller wallet via Visa, Mastercard, Trustly, and iDeal among others. Funds in your Skrill account can be withdrawn via several methods including Visa, Mastercard, Skrill, and Bank Transfer. Setting up a Neteller account is rapid and free.

Neteller is generally accepted for all forms of casino payments. Its limit at most NZ online casinos is $20 - $10,000. Deposits can be instantly completed while withdrawals may take between 1 – 3 business days. Note that when recharging your Neteller account, a fee of up to 2.5% may be charged while withdrawing may cost up to 2.99%. Neteller app is available for download on Apple Store and Google Play.


Paysafecard is probably the most used electronic prepaid card in New Zealand. Paysafecard was introduced in the year 2000 and is one of the brands owned by Paysafe Group. It can be purchased at retail outlets and sales points, gas stations, and even at some financial institutions. Vouchers are available with values of $10, $20, $50, $100, and $200. You can sign-up for a Paysafecard account in which case you will be attributed login details. Alternatively, Paysafecard can be used without an account; here, each payment made will be authenticated by a 16-digit pin code.

At New Zealand online casinos, the use of Paysafecard is limited to deposits only. This can range from $10 or $20 depending on the specific site and payments hardly exceed $4,000 per transaction. When using Paysafecard, a service fee will be incurred from the second month. Conversion fees apply for currency exchange while a fee of up to 12 NZD can be charged per refund.


ecoPayz is another common electronic wallet that can be used for online casino gambling. It was founded in 2000 and was initially branded EcoCard until 2013 when its current name was adopted. This wallet enables you to receive, send, and manage your money in 50+ different currencies. Payments are processed rapidly, and security is addressed through appropriate measures. You can use ecoPayz directly from a web browser or download the Payz app not to be confused with PayZapp. Each option enables you to freeze and unfreeze your card, disable contactless payments, recover your PIN code, and set limits on how much you spend. In addition, there’s a feature for tracking and keeping records of your expenses.

Online casino payments are possible via ecoPayz and are usually instantly completed. Deposits often range from 10 NZD to 6,000 NZD while withdrawals often start from $20. ecoPayz classifies its users into five different categories depending on their VIP levels. Classic players are at the foot of the ladder and can process up to $1,000 daily while Gold members can go up to $20,000. As for the almighty VIP users, daily processing can reach 30,000 NZD. Also, fees can be charged, ranging from 1.25% - 2.99%.

Pros and Cons Of Using e-Wallets And Prepaid Cards at Online Casinos

As seen above, there are many different types of e-wallets and prepaid cards that can be used for online casino gambling. We’ve discussed just a few of the most popularly used – others include Trustly, iDebit, and Neosurf. Each of these banking methods is aimed at facilitating your online payments. However, despite their benefits, a few shortcomings are observed.

✅ Up to $10,000 daily❌ Withdrawal fees may apply
✅ E-wallets – deposits and withdrawals❌ Prepaid cards – deposits only
✅ Mobile compatibility-
✅ Withdrawals are often completed within 1 – 3 days-
✅ Safe and secure payments-
✅ Some wallets need no registration-

Apple Pay

You don’t have to be a genius to guess that Apple Pay has something to do with the American tech company Apple Inc. Apple Pay is a mobile payment method released in 2014. It is designed for use on Apple devices only notably Mac, iPad, iPhone, and Apple Watch. This wallet is highly functional being able to substitute for bank cards and PIN-based transactions at contactless payment terminals. With Apple Pay, your casino payments get an extra level of safety in that all payments are protected by device-specific and unique transaction codes. When coupled with bank cards, no user information is shared with the online casino or merchant. All Apple mobiles have this payment service incorporated in them so all you have to do is credit your Apple Pay account and it’s ready for use.

Apple Pay is accepted for online casino deposits and withdrawals. Payments typically range from $10 - $5,000 per transaction with deposits being instantly completed and payouts taking between 1 – 3 days. At low minimum deposit casinos, Apple Pay can be used for $1 deposits. A 1.5% fee of up to $0.25 can be charged for withdrawals via the service.

Google Pay

Google Pay is a wallet intended for mobile devices managed by Google LLC. This banking service was released in 2011 and has since facilitated millions of payments in over 64 countries across the globe. With Google Pay, you can add many other banking alternatives including Visa, Mastercard, and PayPal. It is equally supported by financial institutions like ASB, Bank of New Zealand, and TSB Bank Limited. This e-wallet offers advanced security features including 2-step verification and encryption tech. When a transaction is initiated, you choose which information is shared with the casino.

Google Pay is a growingly accepted method at online casinos and works for both deposits and withdrawals. Payments via this service generally range from $5 to $5,000 per transaction. It can be used via your browser or through the mobile app and a fee of up to 1.9% + $0.30 can be charged.

Bitcoin and Cryptocurrencies

Cryptos are accepted at many online casinos in New Zealand with Bitcoin being the most common. This crypto was founded in 2008 and went live a year later. Technically speaking, Bitcoin is a protocol with tokens that have characteristics of money which is why it is considered a digital currency. Cryptos can be used for various purchases and play a great role on trading platforms. When gambling with Bitcoin or other cryptocurrencies, there’s no need for a bank as all operations are managed by the crypto’s network.

Bitcoin deposits at gaming sites can be as low as 0.1 mBTC while withdrawals can be processed from 0.8 mBTC. Many casinos accepting Bitcoin do not set limits on how much can be deposited but as for withdrawals, it could be up to 80 mBTC. Cryptos often offer the fastest payout as no third-party intervention is required for processing. Apart from Bitcoin, popular crypto wallets accepted for gambling include Tether, Ethereum, Dogecoin, and Ripple.

Keep in mind that for each payment method discussed above, applicable processing limits and times may vary from one casino to the other. Also, there could be administrative fees levied by the casino in addition to fees from the banking service operator.

How to Choose The Best Online Casino Payment Methods

As far as the online gambling milieu is concerned, finding the best offers simply depends on how good you can be at comparing different aspects. This also applies when choosing which payment method to use for your real money gambling. Here at, we know the various banking options provided and we would like to share with you a few tips on how to choose.


One of the very things to check is the fees. You should seek to know if the payment provider charges a fee for payments made via its service. As you’ll find out soon enough, mainly casino withdrawals are charged a processing fee. The amount or percentage charged often depends on the specific banking method used. Also, an online casino can ask you to pay a fee for the administration of your gaming account. Where such a fee applies, it will be stated under the casino’s terms and conditions. Nonetheless, some casinos do not require a fee so long as a certain processing limit is respected.

Payout Speed

Nobody wants to wait for ages – you shouldn’t. When signing up for a casino account, you will generally be asked to choose a payment method. Usually, whatever method you end up using often for deposits will be considered the top priority for withdrawals. For this reason, it’s important to properly check how long it takes on average for payouts at the casino to be completed via the specific method. If you go for Bank Transfers, just settle on a comfortable couch because withdrawals can take up to a week to be completed. With electronic wallets like Skrill, ecoPayz, and Neteller, payouts generally last three days. If you would like to experience even faster payments, you can go for Google Pay, PayPal, Apple Pay, or cryptocurrency.

Minimum Deposit

Another factor worth considering when comparing various casino payment methods is the minimum required deposit. If you are a first-time player, it is highly recommended that you go for a banking method through which low deposits are possible. Before making your choice, you can visit the casino’s banking page to see what methods there are for deposits and what their deposit limits are. Most payment options require at least a 10 NZD deposit while some require 20 NZD. Sometimes, you may even come across one-dollar deposit payments too.

If you’re aiming at a welcome bonus, recall that the minimum deposit needed to claim an offer may be different from the minimum deposit possible via your preferred banking option. To be on the safe side, always take the time to check the respective information.


When money is concerned, there had better not be any security threats around the corner. If you can tell how talented a builder is by looking at their construction work, then you should be able to imagine how reliable a banking option is by checking what security guarantees it offers. Safety here comprises both physical and software components. Every top banking service must have a highly protected physical location where user information and company servers are stored. Next, come software tools like encryption, firewalls, and malware blockers put in place to secure all transiting information. Another level of security should be brought about by login details and device-specific identification/authentication tools. All these parameters play a specific role in ensuring that your identity is not compromised, and your funds are not left in the hands of unwanted persons.


That’s it guys! We’ve come to the end of our review on the most popular online casino payment methods Kiwis can use. When choosing a payment service to gamble with, it’s preferable to opt for the method that best suits your needs in terms of security, processing limits and times, and fees. For each of the options discussed here, we’ve provided a brief description but if you would like to have more information, feel free to check out their corresponding pages.

Final Thoughts

The landscape of online gaming is rich with options, offering various ways to engage and enjoy the experience. Whether you're starting with a $5 deposit casino for a casual play or willing to invest more at a $20 deposit casino, the flexibility in investment allows players of all levels to find their comfort zone. Even the $10 deposit casino options provide a balance for those looking to explore without heavy commitment. A wide range of casino payment methods ensures that every player can find a convenient way to fund their play, from traditional platforms like PayPal casino options to more cutting-edge solutions like Bitcoin casino transactions. Best of all, many online platforms entice players with appealing bonuses like No deposit free spins, allowing you to experience the thrill of the game without initially committing any funds. The blend of deposit options and inventive rewards creates an inviting and accessible world for all kinds of casino enthusiasts.


Can I Pay With Bitcoin At Online Casinos?

More and more online casinos are accepting crypto payments in addition to fiat currency. In other words, you can use Bitcoin and cryptos like Ethereum, Ripple, or Tron to play online casino real money games in New Zealand. Bitcoin generally works for deposits and withdrawals.

Can I Use The Same Payment Method For Withdrawals And Deposits At Online Casinos?

It is possible to process your casino deposits and withdrawals via the same payment method. This is the case with e-wallets like PayPal, Skrill, Neteller, and ecoPayz. Also, Mastercard and Visa are widely used for both types of casino payments, not forgetting crypto wallets.